🔐 Do Your Locks Meet Home Insurance Requirements?

When it comes to protecting your home — and your insurance policy — the locks on your doors matter more than you might think. Many insurers require that your external doors are fitted with locks that meet British Standards, and if they don’t, your claim could be rejected after a break-in. Lets see if your locks meet your home insurance requirements.

If you're based in Bournemouth, Poole, or Christchurch, here's what you need to know to stay compliant and secure.

🛡️ The Two Main Standards: BS3621 and TS007 for Home insurance Requirements

BS3621: The Classic Standard for Wooden Doors

• Required for timber doors with mortice locks.

• Must be a 5-lever mortice deadlock with:

  • A 20mm bolt throw

  • Anti-pick and anti-drill protection

  • The British Standard Kitemark and “BS3621” engraved on the faceplate

• Most insurers expect this on all external wooden doors in the UK. Image shown below.

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  BS3621 & Kitemark on the faceplate of a 5 lever Mortice lock

TS007: The Modern Standard for uPVC & Composite Doors

• Applies to multi-point locking systems with euro cylinders.

• Uses a star rating system:

  • 3-star cylinder = highest level of protection, image shown below.

  • Or combine a 1-star cylinder with 2-star security hardware

• Designed to resist lock snapping, bumping, and drilling — common attack methods in Dorset break-ins.

TS007 BS kitemark 3Star on a high security Euro Cylinder

📍 Why It Matters for Bournemouth Homeowners

• Non-compliant locks = invalid claim: If your locks don’t meet the standard listed in your policy, insurers can refuse to pay out.

• Discounts for better security: Some insurers offer lower premiums if you have compliant or upgraded locks.

• Peace of mind: Knowing your locks are up to scratch means you’re not just ticking a box — you’re genuinely safer.

👨‍🔧 Why Call a Local Locksmith Instead of DIY

As the owner of Williams Locksmiths Bournemouth Dorset, I’ve seen first hand how often homeowners assume their locks are compliant — when they’re not. Here’s why it pays to get a professional in:

• Correct identification: I’ll assess your current locks and explain whether they meet BS3621 or TS007 standards.

• Proper fitting: Even the best lock won’t protect you if it’s poorly installed.

• Tailored advice: I’ll recommend the right standard for your door type, property, and budget.

✅ Final Word: Don’t Leave It to Chance

If you’re unsure whether your locks meet insurance standards, it’s worth getting them checked. I offer free home security assessments across Bournemouth, Poole, and Christchurch, and can upgrade your locks to BS3621 or TS007 3-star with no fuss and full transparency.

📞 Call me today on 07525050779 or visit www.williamslocksmiths.co.uk  to book your assessment.